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| ----------------------------------------------------------Permission is granted for the below article to forward,reprint, distribute, use for ezine, newsletter, website,offer as free bonus or part of a product for sale as longas no changes are made and the byline, copyright, and theresource box below is included.---------------------------------------------------------- Do NOT File a ClaimBy You can PAY for home insurance, but don't try to actuallyUSE your or you may be blacklisted by theinsurance companies. The companies onlywant to TAKE in money, not PAY OUT any money. On Jan. 2,2003 CBS Evening News exposed a scheme by home insurancecompanies to blacklist customers who file claims.According to the CBS Evening News report, the insuranceindustry uses a secret system called CLUE (ComprehensiveLoss Underwriting Exchange) to blacklist customers whoactually try to use their insurance. The system wasoriginally set up to help companies detect fraud, But nowit's being used in a scheme to blacklist customers who usetheir home insurance.Several companies say they are blacklistingcustomers who file claims because "claim losses outweighpremiums". But consumer advocates say a look at thecompanies financial records shows they are in financialtrouble because of big Enron and Worldcom stock marketlosses. According to the CBS Evening News report, if you try tomake a claim on your home insurance, you could be placedon the Insurance Industry Blacklist for five years. Duringthat period you will either be forced to pay outrageouspremiums, or you will be without insurance. If you try tosell your house, you will find it is unsellable, becauseit is uninsurable.Your best option is to continue to pay your home insurancepremiums, but if something happens, like a pipe breaks ora storm damages your home, pay to fix it yourself. Do NOTmake any claims against your homeowner insurance policy oryou may be blacklisted by the insurance industry. The homeinsurance companies only want to TAKE your money, not PAYOUT any money.----------------------------------------------------------Resource Box:Copyright(C)2002 Bucaro TecHelp. To learn how to maintainyour computer and use it more effectively to design a Website and make money on the Web visithttp://bucarotechelp.comTo subscribe to Bucaro TecHelp Newsletter Send a blankemail to bucarotechelp-subscribe@topica.com----------------------------------------------------------. |
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