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Covid Virus Travel Insurance - IMPORTANT! |
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LATEST COVID VIRUS TRAVEL INSURANCE FACTS:-
You MUST safeguard yourself against the impact of Corona virus on travel cancellation or illness while on holiday, which many policies dont cover or have small print exclusions. Due to the impact of the coronavirus (COVID-19) outbreak on foreign travel and holidays, its absolutely vital that you have the right travel insurance policy from a recognised and financially stable travel insurance company. Remember that even if you have tested negative or had the vaccine jab, you can still catch and transmit the virus to others and fall ill yourself on holiday. Or the rules change country to country while you are away - as happened last year stranding thousands of people. |
If you are traveling with say Saga, they have their own travel insurance which should be adequate. However for ALL other travel with whichever agent, you should be advised to take out your own travel insurance with a reputable and professional UK company who specialises in this sector. As many 'bundled' travel insurance offered by booking agents and tour operators tend to be generic, with lots of small print and exclusions that could leave you with a hefty bill in event of needing medical assistance while on holiday. Which many tourists unfortunately discover and as we know, medical treatment or hospitalisation in most countries is normally privatised and extremely costly. In these uncertain times think of travel insurance like insuring a car. Third party fire and theft unlike fully comprehensive, will not pay for repairing your car after a prang. Before you start your holiday; You MUST check your travel insurance covers you and/or family members for the following:- Before you travel you WILL be covered if:- A PERSON YOU ARE INTENDING TO TRAVEL TO, OR STAY WITH, BECOMES ILL WITH COVID-19. YOUR TRIP HAS BEEN CANCELLED DUE TO UNFORESEEN COVID-19 RELATED TRAVEL RESTRICTIONS, YOU CAN GET A REFUND ON YOUR POLICY PURCHASED TO COVER THAT TRIP. After you start your holiday you MUST be covered for the following:- YOU FALL ILL WITH COVID-19 ABROAD AND NEED TO BE REPATRIATED TO THE UNITED KINGDOM. YOU FALL ILL WITH COVID-19 ABROAD AND NEED TO EXTEND YOUR STAY AS A RESULT OF THE MEDICAL TREATMENT AND INCUR ADDITIONAL ACCOMMODATION AND/OR TRANSPORT COSTS. YOU TEST POSITIVE FOR COVID-19 AT YOUR DEPATURE POINT AND ARE NOT ALLOWED TO GO ON YOUR TRIP. YOU ARE NOT ALLOWED TO BOARD YOUR TRANSPORTATION BECAUSE YOU HAVE SHOWED SIGNS OF HAVING COVID-19 AND YOU MISS YOUR FLIGHT. YOU TEST POSITIVE FOR COVID-19 WHEN YOU ARRIVE AT YOUR DESTINATION AND ARE NOT ALLOWED TO CONTINUE YOUR TRIP. YOU NEED TO CUT SHORT YOUR JOURNEY DUE TO A CLOSE RELATIVE FALLING ILL WITH COVID-19. From our extensive knowledge of the travel industry and having examined the small print from many travel insurers, we find that Coverwise offers everything above and more. In addition, Coverwise is a well established multi award winning UK insurance company since 1988.For up to date travel advice see www.gov.uk/foreign-travel-advice. |
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